AI-Native Service Companies

Y

Y Combinator

Request for Startups

Elevator Pitch

Instead of selling software or copilots, AI-native companies can sell the service itself, doing the work in areas like insurance brokerage, accounting, compliance and healthcare admin.

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Full Description

Services once became SaaS, and from 2023 to 2025 most startups built AI copilots that help people do their jobs. YC is now excited about the next step: AI-native companies that sell the service and simply do the work.

Why it matters: companies spend far more on services than on software, and much of it is already outsourced, which makes it easier to replace with an AI-native product.

Focus areas: insurance brokerage; accounting, tax and audit; compliance; and healthcare administration.

Read the full request on YC →

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