Questdquestd

YC Consumer Finance startups

89 Y Combinator companies in Consumer Finance, 6 of them from the last four batches. Its share of recent batches is 0.8%, down from 1% in the four batches before. About 12% are AI companies by YC’s tags.

Signal
Active
Since 2025
12 vs 8 in 2023–24
Acquired or public
25%
Listed as inactive
27%

Share of each batch

Consumer Finance companies as a share of each YC batch since 2015.

Newest entrants

Of 60 Consumer Finance companies from batches up to 2021, YC lists 15 as acquired, 0 as public, 29 as active and 16 as inactive.

  • Arbital S26 · The social trading app for stocks, memes, and perps
  • Gravy X26 · Agents that move money, trade stocks, and file taxes.
  • Mochatrade X26 · Trade US markets from India, in Rupees

Building in Consumer Finance?

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Rebuild Money problems worth solving

Consumer Finance companies, newest first

89 companies

  • Arbital

    The social trading app for stocks, memes, and perps

    AI
    Summer 2026Consumer Finance3San Francisco, CA, USA
  • Gravy

    Agents that move money, trade stocks, and file taxes.

    Spring 2026Consumer Finance2San Francisco, CA, USA
  • Mochatrade

    Trade US markets from India, in Rupees

    Spring 2026Consumer Finance3New York City, NY, USA
  • Totalis

    derivative layer for prediction markets

    Spring 2026Consumer FinanceNew York City, NY, USA
  • SpotPay

    Stablecoin Global Bank Account

    Winter 2026Consumer Finance2San Francisco, CA, USA
  • Valence

    Unified prediction markets trading platform

    Winter 2026Consumer Finance3San Francisco, CA, USA
  • Freeport Markets

    Trade Anything

    AI
    Fall 2025Consumer Finance3New York City, NY, USA
  • Selfin

    Institutional liquidity across prediction markets

    Fall 2025Consumer Finance2San Francisco, CA, USA
  • Astor

    Your personal investing agent

    AI
    Summer 2025Consumer Finance5San Francisco, CA, USA
  • Ralo

    AI-Native Mortgage Broker

    AI
    Spring 2025Consumer Finance2New York City, NY, USA
  • Axiom

    Trade memecoins, perpetuals, and earn yield.

    Winter 2025Consumer Finance2Austin, TX, USA
  • Karoo

    AI native consumer lending platform for underserved Americans

    Winter 2025Consumer Finance3Toronto, ON, Canada
  • Sunset

    Find and move money after a death

    Fall 2024Consumer Finance5Salt Lake City, UT, USA
  • Polar

    The smarter way to manage USD earnings globally

    Winter 2024Consumer Finance2San Francisco, CA, USA
  • Envelope

    Budgeting app with built-in banking

    Summer 2023Consumer Finance3Phoenix, AZ, USA
  • Finn

    AI Wealth Manager

    Winter 2023Consumer Finance5San Francisco, CA, USA
  • Littio

    Dollar banking for people in Latin America

    Winter 2023Consumer Finance37Bogotá, Bogota, Colombia
  • Maxi

    AI Agent for your personal finances

    AI
    Winter 2023Consumer Finance2New York City, NY, USA
  • Rainmaker

    DeFi for Everyone

    Winter 2023Consumer Finance2Inactive
  • Theya

    The world's simplest Bitcoin self-custody solution

    Winter 2023Consumer Finance3San Francisco, CA, USA
  • Alma

    Gamified mobile banking app where people can win $1M every Wednesday

    Summer 2022Consumer FinanceSeattle, WA, USAInactive
  • Two Dots

    AI fraud prevention and underwriting agent

    AI
    Summer 2022Consumer Finance28San Francisco, CA, USA
  • Aspora

    Single account to manage money across the world

    Winter 2022Consumer Finance85London, England, United Kingdom
  • Benson

    Easily invest like the rich

    Winter 2022Consumer Finance3Alexandria, VA, USA

Sector is YC’s own label in its public company directory. See the methodology, every sector side by side, or browse open problems worth solving.