Financial infrastructure was built for a different era. Cross-border payments take days. 2 billion people are unbanked. Small businesses can't access capital. Crypto promised a revolution but mostly delivered speculation. We're looking for practical solutions that make money work better for everyone.
Wealthy families pay 1% of assets for financial advisors. Everyone else gets generic tips and conflicted recommendations. AI can deliver personalized, unbiased financial guidance at near-zero cost—budgeting, investing, tax planning, and more. Build the advisor for the 90%.
Merchants face significant financial losses and operational overhead due to customers abusing the chargeback system for refunds, turning it into a 'free refund button' with no recourse.
The hedge funds of the future won't bolt AI onto existing strategies—they'll use AI agents to discover entirely new ones. Build the fund where AI analyzes filings, synthesizes research, and executes trades autonomously.
Ethereum L2 daily transactions surpassed mainnet for the first time in 2024. Rollups and sidechains reduced fees by 90%+. Build the scalability layer.
Spot Bitcoin ETFs received $4B inflows on launch day (highest for any ETF ever). Bitcoin's realized market cap grew 86% in 2024. Build the rails for institutional crypto.
Stablecoin transaction value hit $15.6T in 2024, exceeding Visa ($13.1T) and Mastercard ($7.8T). Active wallets reached 23M. Build the payment rails of the future.
Build platforms that bring transparency and trust to B2B financial transactions—pricing, payments, credit.
Stablecoins sit in the regulatory sweet spot between DeFi chaos and TradFi bureaucracy. Build the financial services layer—yield accounts, cross-border payments, tokenized assets—on this compliant crypto infrastructure.
Sarbanes-Oxley compliance costs millions annually with manual reporting and testing. Build agents that automate internal control verification, user access auditing, and policy adherence checking.
Price monitoring and deal negotiation is fragmented across platforms. Build web agents that aggregate demand, track savings, negotiate deals, and execute purchases on behalf of consumers.
Some problems are so large that solving them changes everything. Fusion energy. Brain-computer interfaces. Reversing aging. These aren't incremental improvements—they're civilizational shifts. We're looking for the technical breakthroughs and bold bets that seem impossible until they're inevitable.
The best businesses often start in markets that look too small. Vertical SaaS for dry cleaners. Tools for independent truckers. Software for yacht brokers. These niches are ignored by big companies but represent real pain for real people. Dominate a niche, then expand.
Work is being rebuilt from scratch. Remote collaboration. AI-augmented productivity. The death of the 9-to-5. The rise of the portfolio career. The companies that define how we work in 2035 are being built now. We're looking for the tools, platforms, and systems that will shape the next era of human productivity.
50 million people now consider themselves creators. Most make less than $500/year. The infrastructure is broken—discovery is algorithmic roulette, monetization favors platforms over people, and burnout is the norm. We need better tools for creators to build sustainable businesses around their work.
The science of aging is accelerating. Senolytics. Gene therapy. Epigenetic reprogramming. For the first time, extending healthy human lifespan is a serious engineering challenge, not science fiction. The companies solving these problems won't just build billion-dollar businesses—they'll change what it means to be human.
We have 10 years to fundamentally transform energy, transportation, agriculture, and manufacturing. This isn't about incremental efficiency—it's about reinventing trillion-dollar industries. The climate transition will create more wealth than the internet. The problems are urgent, massive, and solvable.