YC Insurance startups
74 Y Combinator companies in Insurance, 19 of them from the last four batches. Its share of recent batches is 2.4%, up from 1.6% in the four batches before. About 52% are AI companies by YC’s tags.
- Signal
- Active
- Since 2025
- 29 vs 10 in 2023–24
- Acquired or public
- n/a
- Listed as inactive
- n/a
Share of each batch
Insurance companies as a share of each YC batch since 2015.
Newest entrants
Too few Insurance companies are five or more years old to show outcomes.
- Ageospatial F26 · Physical intelligence for every decision with Geospatial AI.
- Covera F26 · AI-native OS for insurance brokers
- Decent F26 · Your health plan should get better year-round. Not just once a year.
Building in Insurance?
Open problems and funding on Questd for rebuild money.
- Y Combinator · Requests for Startups
- Bessemer Venture Partners · Roadmap Investment Thesis
- General Catalyst · Five Critical Industries
- Greylock Partners · AI-First Investment Thesis
Insurance companies, newest first
74 companies
- AgeospatialAI
Physical intelligence for every decision with Geospatial AI.
Fall 2026Insurance1San Francisco, CA, USA - CoveraAI
AI-native OS for insurance brokers
Fall 2026Insurance2San Francisco, CA, USA - DecentAI
Your health plan should get better year-round. Not just once a year.
Fall 2026Insurance2San Francisco, CA, USA - Hesper AIAI
AI Claims Investigator for Insurance
Fall 2026Insurance2New York City, NY, USA - Ignition BenefitsAI
The AI-Native Benefits Brokerage
Fall 2026Insurance12Los Angeles, CA, USA - Redoubt InsuranceAI
Commercial insurance for small businesses
Fall 2026InsuranceSalt Lake City, UT, USA - Veltha
AI native TPA starting with workers comp
Fall 2026Insurance2San Francisco, CA, USA - DentaAI
Fortune 500 Dental Benefits for Startups
Summer 2026Insurance1San Francisco, CA, USA - FlorinAI
Florin is an AI-native insurance company that runs autonomously
Summer 2026Insurance3San Francisco, CA, USA - PRINCEPSAI
AI-native insurance company for the compute economy
Summer 2026Insurance2London, England, United Kingdom - QloAI
Legora for commercial insurance carriers
Summer 2026Insurance2San Francisco, CA, USA - RisklyticsAI
AI-Native Insurance for Frontier Tech
Summer 2026Insurance2San Francisco, CA, USA - HedgeAI
AI-Native insurance company
Spring 2026Insurance2San Francisco, CA, USA - Huscarl
AI-native actuary enabling self-insurance for corporations
Spring 2026Insurance2San Francisco, CA, USA - Kinro
Autonomous insurance brokerage for small businesses
Spring 2026Insurance6San Francisco, CA, USA - Klaimee
Liability insurance for AI Agents. You deploy agents, we cover you.
Spring 2026Insurance2San Francisco, CA, USA - Mount
The AI Agent Insurance Carrier
Spring 2026Insurance2San Francisco, CA, USA - Panta
AI Native Commercial Insurance Brokerage
Winter 2026Insurance3San Francisco, CA, USA - Verdex
AI Verification for Insurance
Winter 2026Insurance2San Francisco, CA, USA - Amera
Automating claims processing workflows for health insurance payers.
Fall 2025Insurance12New York City, NY, USA - Casey
Casey is an AI-native commercial insurance brokerage
Fall 2025Insurance5San Francisco, CA, USA - Fernstone
AI-native insurance brokerage.
Fall 2025Insurance5New York City, NY, USA - Solva
Building the new superintelligence for insurance
Summer 2025Insurance7New York City, NY, USA - TesoraAI
Frontier AI for Actuaries
Summer 2025Insurance5San Francisco, CA, USA
Sector is YC’s own label in its public company directory. See the methodology, every sector side by side, or browse open problems worth solving.