YC Payments startups
121 Y Combinator companies in Payments, 4 of them from the last four batches. Its share of recent batches is 0.5%, up from 0.5% in the four batches before. About 6% are AI companies by YC’s tags.
- Signal
- Open
- Since 2025
- 7 vs 14 in 2023–24
- Acquired or public
- 21%
- Listed as inactive
- 14%
Share of each batch
Payments companies as a share of each YC batch since 2015.
Newest entrants
Of 76 Payments companies from batches up to 2021, YC lists 16 as acquired, 0 as public, 49 as active and 11 as inactive.
- Allowance X26 · The spend control layer for AI agents
- Uno Wallet X26 · The AI mobile wallet that replaces Apple Pay
- Unifold W26 · Multi-chain deposit and payment infrastructure
Building in Payments?
Open problems and funding on Questd for rebuild money.
- Y Combinator · Requests for Startups
- Bessemer Venture Partners · Roadmap Investment Thesis
- General Catalyst · Five Critical Industries
- Greylock Partners · AI-First Investment Thesis
Payments companies, newest first
121 companies
- Allowance
The spend control layer for AI agents
Spring 2026Payments1San Francisco, CA, USA - Uno WalletAI
The AI mobile wallet that replaces Apple Pay
Spring 2026Payments2San Francisco, CA, USA - Unifold
Multi-chain deposit and payment infrastructure
Winter 2026Payments3New York City, NY, USA - ZeroSettle
Drop-in Direct Billing SDK for In-App Purchases
Winter 2026Payments2San Diego, CA, USA - Shor
International payroll, built for founders
Summer 2025Payments4San Francisco, CA, USA - BlindPay
Stablecoin API for global payments
Winter 2025Payments9San Francisco, CA, USA - Infinite
Global B2B Stablecoin Processor
Winter 2025Payments4San Francisco, CA, USA - BlazeAI
Agentic Finance for your Life and Business
Summer 2024Payments5Remote - Moreta
Payments made easy for international travelers.
Summer 2024Payments4San Francisco, CA, USA - Consul
The Stablecoin Payouts Platform
Winter 2024Payments2New York City, NY, USAAcquired - Infinity
Business banking for cross-border SMBs & Startups
Winter 2024Payments15Bengaluru, KA, India - The New Money Company
Invoicing that pays you even if your buyer doesn’t
Winter 2024Payments4San Francisco, CA, USA - xPay
International Billing Ops, Sales Tax and Payments for SaaS businesses
Winter 2024Payments3Bengaluru, KA, India - Capi Money
Helping businesses in emerging markets make pay their international…
Summer 2023Payments40London, England, United Kingdom - Flex
Stripe for HSA/FSA payments
Summer 2023Payments8Remote - SlickerAI
Recover payment failures and maximize subscription Revenue
Summer 2023Payments2London, England, United Kingdom - Alaan
Ai-native finance platform for the Middle East
Winter 2023Payments250Dubai, Dubai, United Arab Emirates - Corgi LabsAI
AI to increase payment acceptance and reduce fraud for businesses
Winter 2023Payments3Singapore, Singapore - Infinia
Move money programmatically - built for developers
Winter 2023Payments28Montevideo, Montevideo Department, Uruguay - OneText
Frictionless payments via SMS
Winter 2023Payments6San Francisco, CA, USA - Waza
B2B payments platform for emerging markets.
Winter 2023Payments28Lagos, LA, Nigeria - Bridgecard
Card issuer for Africa
Summer 2022Payments5Lagos, LA, NigeriaInactive - Chariot
A payment network connecting nonprofits to the $326B in DAFs
Summer 2022Payments24New York City, NY, USA - CODEXAAI
The AI-native financial platform for enterprises
Summer 2022Payments38Manaus, AM, Brazil
Sector is YC’s own label in its public company directory. See the methodology, every sector side by side, or browse open problems worth solving.